Freedom Equity Group Suggests:
Marian Snow
Stop Sitting On
Your Assets
Douglas Andrew
Missed Fortune
Missed Fortune 101
Ric Edelman
The New Rules of Money
Ordinary People Exraordinary Wealth
<p>Freedom Equity Group Business Opportunity Mortgage Career Insurance Career Financial Services Career</p> <p>Freedom Equity Group Business Opportunity Mortgage Career Insurance Career Financial Services Career</p> <p>Freedom Equity Group Business Opportunity Mortgage Career Insurance Career Financial Services Career</p> <p>Freedom Equity Group Business Opportunity Mortgage Career Insurance Career Financial Services Career</p> <p>Freedom Equity Group Business Opportunity Mortgage Career Insurance Career Financial Services Career</p> <p><a href="freedomequitygroup.html">www.whyfeg.com/freedomequitygroup.html</a></p> <p><a href="feg_financialservices.html">www.whyfeg.com/feg_financialservices.html</a></p> <p><a href="fegfs_mortgage.html">www.whyfeg.com/fegfs_mortgage.html</a></p> <table width="574" border="0" cellspacing="0" cellpadding="0" height="1%"> <tr> <td width="67%"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Who We Are</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Freedom Equity Group is the #1 marketing agency for a 101 year old insurance company with $24 Billion in assets. Since we contracted with this company 4 years ago we have seen our market share of Indexed Life skyrocket from 48% to over 60%. The prospectus shows that the sale of Indexed Life will greatly increase throughout the upcoming years and become the next BIG THING.</span></p> </div> </div> </div> </td> </tr> </table> <table width="574" border="0" cellspacing="0" cellpadding="0" height="10%"> <tr> <td rowspan="4" width="67%"> <div align="left"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Our Advantage</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Our success can be directly attributed to our fantastic group of leaders who all have 20+ years financial services experience and were all top producing agents for their previous companies.</span></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><br> <span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Have you ever heard, "This sounds great, I love it, but we just can't afford it!" We DO NOT chase new dollar sales! In a majority of the cases we are able to show our clients how they can implement our solutions without spending any extra money by utilizing the mortgage as a financial tool. If they are not already spending or saving the money we move onto another qualified prospect. This is part of our secret that when you master this, you will find your average sale to be in excess of $500 per month in premium.</span></p> </div> </div> </div> <p style=' { font-size: 12pt; font-family: "Times New Roman"; margin-right: 0; margin-left: 0 }'><span style="color:black"></span></p> </div> </td> </tr> <tr></tr> <tr></tr> <tr></tr> </table> <table width="574" border="0" cellspacing="0" cellpadding="0" height="0%"> <tr> <td width="67%"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">What We Can Offer You</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Whether you are new to the industry or consider yourself a professional we provide you with the training and tools you will need to succeed in this business. </span><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">We will give you access to comprehensive online training, weekly national conference calls, field training with experts in the industry, proven marketing and prospecting methods and the presentations, scripts, and tools to jumpstart your business. That's not all, you will be placed in one of the industries most progressive compensation schedules and have access to medical/dental/401K benefits.</span></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><br> </p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Best of all you will NOT be charged for leads, there are NO startup costs and there is NO cost for your supplies. Our representatives earn more here than anywhere else.</span></p> </div> </div> </div> </td> </tr> </table> <table width="574" border="0" cellspacing="0" cellpadding="0" height="1%"> <tr> <td width="67%"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Our Philosophies</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">We view the mortgage as a financial tool that, if utilized properly, will allow our customers to fund their retirement with money they are already spending. When you become a mortgage consultant with our company you will be responsible for educating people about the financial world around us and how it greatly differs from years past. We literally make million dollar differences in peoples lives.</span></p> </div> </div> </div> </td> </tr> </table> <table width="574" border="0" cellspacing="0" cellpadding="0" height="10%"> <tr> <td rowspan="4" width="67%"> <div align="left"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Our Advantage</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">We have many major advantages over our competition which has allowed our business to explode while many other companies are going out of business. First of all, our competition has NO CLUE how to sell a mortgage that is not based on interest rate. During times of falling interest rates customers are a dime a dozen but in rising rate environments they fall on hard times. Unless they have relationships with numerous real estate agents and builders they will likely join the ranks of the unemployed. On the otherhand, we have adapted to the needs of today's consumer and are able to sell a mortgage even in the toughest of times.</span></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><br> </p> <div align="left"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Our second major advantage is our state-of-the-art technology. Our unique VLO system allows you to enter your client's information, pull the credit, it then searches over 800 different programs and within minutes you will have the best LENDER APPROVED loans available. Within minutes you will have the exact best program for which your client is qualified, including interest rate, P&I payments, yield spread points and ALL the conditions that must be met to get your loan closed. We close loans within 10 days!</span></p> </div> </div> </div> </div> </div> </div> </div> <p style=' { font-size: 12pt; font-family: "Times New Roman"; margin-right: 0; margin-left: 0 }'><span style="color:black"></span></p> </div> </td> </tr> <tr></tr> <tr></tr> <tr></tr> </table> <table width="574" border="0" cellspacing="0" cellpadding="0" height="0%"> <tr> <td width="67%"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">What We Can Offer You</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Whether you are new to the industry or consider yourself a professional we provide you with the training and tools you will need to succeed in this business. We will give you access to comprehensive online training, weekly national conference calls, field training with experts in the industry, proven marketing and prospecting methods and the presentations, scripts, and tools to jumpstart your business. That's not all, you will be placed in one of the industries most progressive compensation schedules and have access to medical/dental/401K benefits.</span></p> </div> </div> </div> </td> </tr> </table> <table style="BORDER-COLLAPSE: collapse" width="74%" border="0" cellspacing="0" cellpadding="0" bordercolor="#111111"> <tbody> <tr> <td width="100%"><font size="2" face="Arial"><b><a href="http://www.home-business-network.com" target="_blank">Proud Member of the Home Business Network</a></b>® -The human-powered home business resource.</font></td> </tr> </tbody> </table> <p><!-- BEGIN JOBBANK USA CODE --><a href="http://www.jobbankusa.com"><img width="125" height="33" border="1" ismap alt="JobBank USA" src="http://www.jobbankusa.com/images/JobBank-125.GIF" > JobBank USA </a>- specializes in providing career inform</p> <p>ation including job and resume database services to job candidates, employers and recruitment firms in the U.S. and worldwide. <!-- END JOBBANK USA CODE --></p> <b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Douglas Andrew Interview</font></span></b> </div> <div align="left"> <p><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">The concepts discussed between Tim Braheem and Douglas Andrew provide valuable information that is beneficial to homeowners and mortgage/insurance professionals alike.</span></p> <p><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">The interview will detail more effective ways of managing personal finances and the equity in your home. The following areas of interest will be discussed in detail:</span></p> <ul> <li type="disc"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Education on Safety, Security and Rate of Return</span> <li type="disc"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Properly leveraging tax liability and deductions</span> <li type="disc"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Understandings of current tax codes</span> <li type="disc"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Benefit of separating the equity tied up in your home</span> <li type="disc"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Appropriate investment of borrowed money</span> <p><a href="http://biz-whiz.com"><b>Home Business</b></a><br> Work at Home business opportunities features tools, services, marketing tips and articles for your home based business. Information Community where you can review, vote, discuss and submit articles.<br> </p> <p>Freedom Equity Group (FEG) and Freedom Equity Group Financial Services (FEGFS) combine to offer clients financial solutions that best fit their needs.</p> <p>Freedom Equity Group (FEG) and Freedom Equity Group Financial Services (FEGFS) combine to offer clients financial solutions that best fit their needs.</p> <p>Freedom Equity Group (FEG) and Freedom Equity Group Financial Services (FEGFS) combine to offer clients financial solutions that best fit their needs.</p> <p>Freedom Equity Group (FEG) and Freedom Equity Group Financial Services (FEGFS) combine to offer clients financial solutions that best fit their needs.</p> <p>Freedom Equity Group (FEG) and Freedom Equity Group Financial Services (FEGFS) combine to offer clients financial solutions that best fit their needs.</p> <p>Freedom Equity Group (FEG) and Freedom Equity Group Financial Services (FEGFS) combine to offer clients financial solutions that best fit their needs. </p> <table width="590" border="0" cellspacing="5" cellpadding="0"> <tr align="center" valign="middle"> <td rowspan="5" colspan="4"> <div align="center"> <table width="574" border="0" cellspacing="10" cellpadding="0" height="79%"> <tr> <td width="67%"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Who is Freedom Equity Group?</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">At </span><span style="{ color: #1C3750; font-weight: bold; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; }">Freedom Equity Group</span><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }"> we believe in doing what's right for the client. While not ignoring true and obvious needs, we believe it is more important to educate our clients about money matters and their own personal financial</span><font size="+1"><span style="{ font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #000000; }">!</span></font><span style="font-size:12.0pt;color:black"> </span></p> </div> </div> </div> </td> </tr> <tr> <td rowspan="4" width="67%"> <div align="left"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Product Highlights</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Each of the individual services that </span><span style="{ color: #1C3750; font-weight: bold; font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; }">Freedom Equity Group </span><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">provides is an integral part of an entire Wealth Building plan. Each product and company Freedom Equity Group has formed alliances with has been carefully chosen for superior product quality and performance, and each is recognized as innovative leaders in their field.</span></p> </div> </div> </div> <p style=' { font-size: 12pt; font-family: "Times New Roman"; margin-right: 0; margin-left: 0 }'><span style="color:black"></span></p> </div> </td> </tr> <tr></tr> <tr></tr> <tr></tr> <tr> <td width="67%"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Service Highlights</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Our volume of business is high enough to consistently rank our company among the top five producing companies with each select provider. This affords us strength in numbers. Your wants and needs become our wants and needs, and we have a voice. Our partners listen when we speak.</span></p> </div> </div> </div> </td> </tr> </table> </div> </td> </tr> <tr valign="top"></tr> <tr></tr> <tr></tr> <tr></tr> <tr align="center"> <td colspan="4"> <table width="570" border="0" cellspacing="10" cellpadding="0"> <tr> <td> <div align="center"> <b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="-1">Retirement Crisis Video</font></span></b></div> </td> <td></td> <td> <div align="center"> <b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="-1">Business Opportunity Video</font></span></b></div> </td> </tr> <tr> <td> <div align="center"> <a href="Retirement_Video.html" target="details"><img src="happy_family.jpg" alt="" height="143" width="165" border="3"></a></div> </td> <td valign="top"> <div align="center"> <p><span style="FONT-SIZE: 11pt; COLOR: red; FONT-FAMILY: Verdana; mso-bidi-font-size: 14.0pt"><font size="+1">Maximize Your Life:</font> </span></p> <p><b><a href="Opportunity_Presentation.html" target="details" style="text-decoration:none"><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt">Watch The<br> Wealth Builder<br> In Action</span></b></p> </div> </td> </a> <td> <div align="center"> <a href="Opportunity_Video.html" target="details"><img src="wealth.gif" alt="" height="152" width="175" border="0"></a></div> </td> </tr> </table> </td> </tr> </table> <table width="574" border="0" cellspacing="0" cellpadding="0" height="10%"> <tr> <td rowspan="4" width="67%"> <div align="left"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Our Advantage</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">We have many major advantages over our competition which has allowed our business to expand while many other companies are going out of business. During times of falling interest rates customers are a dime a dozen but in rising rate environments they fall on hard times. Unless they have relationships with numerous real estate agents and builders they will likely join the ranks of the unemployed. On the other hand, we have adapted to the needs of today's consumer and are able to provide a mortgage even in the toughest of times.</span></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><br> </p> <div align="left"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Our second major advantage is our state-of-the-art technology. Our unique CPU system allows you to enter your client's information; it then searches different programs and within minutes you will have the best LENDER APPROVED loans available. Within minutes you will have the best program for which your client is qualified, including interest rate, P&I payments, yield spread points and ALL the conditions that must be met to get your loan closed. </span></p> </div> </div> </div> </div> </div> </div> </div> <p style=' { font-size: 12pt; font-family: "Times New Roman"; margin-right: 0; margin-left: 0 }'><span style="color:black"></span></p> </div> </td> </tr> <tr></tr> <tr></tr> <tr></tr> </table> <table width="574" border="0" cellspacing="0" cellpadding="0" height="0%"> <tr> <td width="67%"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">What We Can Offer You</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Whether you are new to the industry or consider yourself a professional we provide you with the training and tools you will need to succeed in this business. We will give you access to comprehensive online training, weekly national conference calls, field training with experts in the industry, proven marketing and prospecting methods and the presentations, scripts, and tools needed to jumpstart your business. That's not all, you will be placed in one of the industries most progressive compensation schedules and have access to medical/dental/deferred compensation plans. There is NO opportunity that is better.</span></p> </div> </div> </div> </td> </tr> </table> <table width="574" border="0" cellspacing="0" cellpadding="0" height="1%"> <tr> <td width="67%"> <div align="left"> <div align="center"> <p style="{font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #000000; }"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Financial Services Representative<br> </font></span></b><a href="http://www.whyfeg.com/files/Package3.zip" target="_blank">Want to Know More???</a></p> </div> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Who We Are</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Freedom Equity Group represents a 300 year old insurance company with $170 Billion in assets. Since FEG's inception in 2002 we have been their #1 marketing agency and have seen our market share of Indexed Life grew from 48% to over 60%. The prospectus shows that the sale of Indexed Life will greatly increase throughout the upcoming years and become the next BIG THING.<br> <br> </span></p> </div> </div> </div> </td> </tr> </table> <table width="574" border="0" cellspacing="0" cellpadding="0" height="10%"> <tr> <td rowspan="4" width="67%"> <div align="left"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Our Advantage</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Our success can be directly attributed to our fantastic group of leaders who all have 20+ years of financial services experience and were all top producing agents for their previous companies. Through their ambition, leadership and experience we have built one of the largest and most successful marketing agencies in the nation.</span></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><br> <span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Have you ever heard, "This sounds great, I love it, but we just can't afford it!" We DO NOT chase new dollar sales! In a majority of the cases we are able to show our clients how they can implement our solutions without spending any extra money by utilizing the mortgage as a financial tool. This is part of our secret that once mastered you will find your average sale to be in excess of $500 per month in premium.</span></p> </div> </div> </div> <p style=' { font-size: 12pt; font-family: "Times New Roman"; margin-right: 0; margin-left: 0 }'><span style="color:black"></span></p> </div> </td> </tr> <tr></tr> <tr></tr> <tr></tr> </table> <table width="574" border="0" cellspacing="0" cellpadding="0" height="0%"> <tr> <td width="67%"> <div align="left"> <div align="left"> <div align="left"> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">What We Can Offer You</font></span></b></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"></p> <p style="MARGIN: 0in 0in 0pt; mso-outline-level: 5"><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">Whether you are new to the industry or consider yourself a professional we provide you with the training and tools you will need to succeed in this business. </span><span style="{font-size: 12px; font-family: Verdana, Arial, Helvetica, sans-serif; color: #000000; }">We will give you access to comprehensive online training, weekly national conference calls, field training with experts in the industry, proven marketing and prospecting methods and the presentations, scripts, and tools to jumpstart your business. That's not all, you will be placed in one of the industries most progressive compensation schedules and have access to medical/dental/deferred compensation plans. Best of all you will NOT be charged for leads. Our representatives earn more here than anywhere else.</span></p> </div> </div> </div> </td> </tr> </table> <table width="549" border="0" cellspacing="0" cellpadding="0" height="79%"> <tr height="33%"> <td rowspan="3" colspan="3" valign="top"> <table width="550" border="0" cellspacing="0" cellpadding="0"> <tr> <td colspan="2"> <div align="center"> <b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Douglas Andrew</font></span></b></div> </td> </tr> </table> <div align="left"> <p>The following passages from <i>Missed Fortune</i> are in line with Freedom Equity Group's beliefs, products, and company missions.</p> </div> <div style="PADDING-RIGHT: 15px; PADDING-LEFT: 16px; PADDING-TOP: 0px" align="left"> <p>The worst form of ignorance is when we judge or reject something we know little or nothing about.</p> <p>If you want to be a millionaire, don't rely on the advice of those who aren't!</p> <p>Yes, you can be a millionaire, even a multi-millionaire, and your greatest catapult is probably sitting right under your own roof! Two-thirds of American households have equity in their home.</p> <p>The key to enhancing net worth is managing the equity in your home to increase liquidity, extend safety, improve rate of return, and maximize tax deductions.</p> <p>The average American family saves between 2 and 3 percent of its income.</p> <p>Few of us take enough time to learn what to do with our money after earning it! Most Americans spend more time each year planning their summer vacations than they do planning their finances.</p> <p>Contrary to popular belief, any conceivable financial setback can likely be best resolved if your home equity is separated from your property rather than trapped in it!</p> <p>For years I have shown clients who were considering traditional "extra-principal payment" methods how to pay off their homes more quickly and shrewdly, making use of their money and Uncle Sam's. If homeowners would deposit those extra principal payments in a separate, liquid, and safe side fund instead of giving them to their mortgage companies, they would accumulate enough money to pay off the mortgage in as short a time frame, or even shorter, as with any extra principal payment method. Additionally, with the establishment of a side fund, the homeowner then enjoys advantages which are tremendously greater than giving the money to the mortgage banker.</p> <p>Every time you pay an extra principal payment to the mortgage banker, you are in essence saying, "Here, Mr. Banker, is some extra money. Don't pay me any interest on that money! If I want it back, I will borrow if back on your terms and prove there's a valid reason why I should have it". How ridiculous! Yet, every time we pay extra principal payments, this is exactly what we are doing.</p> <p>Why is liquidity important? Because life is unpredictable.</p> <p>One of the purposes of managing equity is to position yourself so that you can act upon opportunities rather than be forced to react to situations. When fluctuations in the market occur, truly, the smart rich get richer. Unfortunately, in those same circumstances, the poor often get poorer (with respect to knowledge and liquid assets).</p> <p>It is never a wise choice to borrow equity from a home for the purpose of acquiring any kind of depreciating asset, such as cars, boats, vacations, or other toys.<br> </p> <p><br> </p> </div> </td> </tr> <tr></tr> <tr></tr> </table> <table width="549" border="0" cellspacing="0" cellpadding="0" height="79%"> <tr height="33%"> <td rowspan="3" colspan="3" valign="top"> <div align="left"> <table width="550" border="0" cellspacing="0" cellpadding="0"> <tr> <td colspan="2"> <div align="center"> <b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Robert Kiyosaki</font></span></b></div> </td> </tr> </table> <p><i>Rich Dad, Poor Dad</i> is an invaluable resource. Every Freedom Equity Group founder has read this book, and we encourage all of our clients and agents to do the same. The knowledge found in its pages has the power to change the course of your life for the better.</p> <p><i>Rich Dad, Poor Dad</i> suggests that, "One of the reasons the rich get richer, the poor get poorer, and the middle class struggles in debt is because the subject of money is taught at home, not in school." Even people who have attained degrees in finance are surprised to learn how little they actually know about managing their own money and assets to make themselves wealthy. A person's financial destiny is not under his or her control until that person make an effort to learn about money and control his or her cashflow and investments.</p> <p>Mr. Kiyosaki's second book, The CASHFLOW Quadrant is written for people who are ready to take control of their financial destiny and find financial freedom. He gives some suggestions for breaking away from a dependency on a job and job security and into financial independence. His method for becoming a successful business owner includes finding a mentor and buying into a franchise or joining a network-marketing group. He says, "I found that there were many people who were sincerely and diligently building successful network-marketing businesses. When I met these people, I saw the impact their business had on other people's lives and financial futures. I began to truly appreciate the value of the network- marketing system."</p> <p>Freedom Equity Group's founders have taken Mr. Kiyosaki's advice and formed a company that allows you to learn as you earn.</p> <p><br> </p> </div> </td> </tr> <tr></tr> <tr></tr> </table> <table width="549" border="0" cellspacing="0" cellpadding="0" height="79%"> <tr height="33%"> <td rowspan="3" colspan="3" valign="top"> <div align="left"> <table width="550" border="0" cellspacing="0" cellpadding="0"> <tr> <td colspan="2"> <div align="center"> <b><span style="FONT-SIZE: 11pt; COLOR: navy; FONT-FAMILY: Verdana; mso-bidi-font-size: 12.0pt"><font size="+1">Allen Greenspan</font></span></b></div> </td> </tr> </table> <p>USA Today - Greenspan Backs ARMs</p> <div style="PADDING-RIGHT: 15px; PADDING-LEFT: 16px; PADDING-TOP: 0px"> <p>American home buyers love fixed-rate mortgages. These loans are well known, widely available, predictable, safe, and secure. But what is the true cost of this security?</p> <p>In February 2004, USA Today quoted Federal Reserve Chairman Alan Greenspan, addressing the Credit Union National Association, as saying, "Americans' preference for long-term, fixed-rate mortgages means many are paying more than necessary for their homes, and suggested that consumers would benefit if lenders offered more alternatives.</p> <p>Adjustable rate mortgages (ARMs) typically have lower interest rates than fixed-rate mortgages. Banks are willing to offer consumers lower rates on adjustable loans because the consumers share with the bank the risk of future rate increases. When interest rates drop, consumers rush to mortgage lenders to refinance their 30-year fixed-rate loans into new 30-year fixed-rate loans. On average, US homeowners will keep their mortgages for three years before refinancing or selling. USA Today reports that, "While borrowers can refinance fixed-rate mortgages, Greenspan said homeowners were paying as much as 0.5 to 1.2 percentage points for that right and the protection against a potential rate rise, which could increase annual after-tax payments by several thousand dollars. Consumers with ARM loans do not need to refinance when rates drop. An ARM loan will automatically adjust down."</p> <p>How much does fixed-rate security cost? "He [Greenspan] said a Fed study suggested many homeowners could have saved tens of thousands of dollars in the last decade if they had ARMs."</p> <p>Greenspan called upon mortgage lenders, saying, "American consumers might benefit if lenders provided greater mortgage product alternatives to the traditional fixed-rate mortgage."</p> <p>Excerpts were taken from the article in USA Today, "Greenspan says ARMs might be better deal" by Sue Kirchhoff and Barbara Hagenbaugh, Feb 24 '04.</p> <p><br> </p> </div> </div> </td> </tr> <tr></tr> <tr></tr> </table> <p></p>
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